Digido

Not BSP supervisedSEC Registered

SEC-registered online lending platform operating in the Philippines. Offers instant cash loans via mobile app. Complaints focus on high effective APR and collection practices.

https://digido.ph ↗

Free · No lawyer · About 2 minutes

We write your Digido letter for you.

You fill in Digido and send it — the letter is written for you. Copy it, email it, or print it.

Generate my letter

₱0

in damages claimed against Digido in the last 30 days

Be the first to document your damages. Submit a complaint →

Complaints

+ Add yours

Wala pang naka-file na reklamo dito.

Be the first to file. Hindi ka mag-iisa.

File a complaint →

Calculate Your Damages

Enter your figures. The calculator produces a printable Exhibit A worksheet for small claims / BSP filings. Caps apply without evidence upload toggle.

Disclaimer: These are estimated damages for filing purposes. Actual award is at court or regulator discretion. Emotional distress of ₱25,000/incident is a reference figure from PH jurisprudence, not a guaranteed amount. BSP penalties cite BSP Circular 1160 (2022). Lost wages at DOLE NCR minimum wage ₱645/day (DO 241-24, effective Nov 4 2024).

Your information (for PDF only)

Full name

Incident date

Address

Damages

Principal amount lost (₱) — the core disputed amount

Interest already paid (₱) — informational only, not included in damages claim

Lost wages — days unable to work due to this dispute

days × ₱645/day (DOLE NCR 2025) = ₱0.00

Medical expenses (₱) — capped at ₱100k without receipts

I have official receipts / OR (raises cap to ₱500k)

Emotional distress — qualifying incidents (₱25,000/incident, court discretion)

incidents × ₱25,000 = ₱0.00

Filing fee (small claims, A.M. No. 08-8-7-SC)₱1,000.00

Your damages estimate

₱1,000.00

Use in Letter Builder →

Sources: DOLE NCR Wage Order (DO 241-24, effective Nov 4 2024) · BSP Circular 1160 (2022) · A.M. No. 08-8-7-SC Revised Rules on Small Claims (2016). Caps of ₱500k per line without evidence are conservative guardrails — not legal advice.

Worker Witness Reports

View all →

Loading…

Witness Wall

View all →

First-person testimonies from Digido customers — anonymized, PII-redacted, consent-flagged. Self-reported unless cited to public record.

Read the Witness Wall →Add your testimony

Documented Issue Types

Contact-List Access / Debt Shaming

Lending app accessed phone contacts without consent and used them to shame or pressure the borrower — calling family, friends, or employers about the debt.

Digido × Contact-List Access / Debt Shaming

Excessive / Undisclosed APR (Online Lending)

Effective annual percentage rate — including processing fees, insurance, and other charges — far exceeds what was advertised or the BSP Circular 1133 cap.

Digido × Excessive / Undisclosed APR (Online Lending)

Abusive or Threatening Loan Collection

Collector used threats, profanity, public humiliation, or called outside permitted hours. Prohibited under SEC Memorandum Circular 18 and BSP Circular 1048.

Digido × Abusive or Threatening Loan Collection

Accountability Ledger

View all →

Public officers, directors, and attorneys of record — all cited to SEC PH filings, court records, and public documents. No editorial; facts only.

View Accountability Ledger for Digido →

Public Record (1 entry)

View all →

Court decisions, regulator orders (BSP, SEC, NPC, BIR), and major news-documented incidents involving Digido. Every entry cites a primary source.

SEC revokes Digido Finance certificate of authority and primary registration
2025-05-09 · sec · adverse

View Public Record for Digido →

User Reviews & Complaints

View all →

1-2 star Play Store reviews for Digido, categorized by issue (contact-list shaming, hidden fees, abusive collection, etc.). Refreshed weekly.

View User Reviews for Digido →

App Permissions

View all →

Declared Android app permissions for Digido, reviewed against SEC Memorandum Circular 18 (2019) which prohibits PH lending apps from accessing contacts, SMS, or call logs.

View App Permissions for Digido →

Get embed code

Theme:

1Choose widget type
2Copy the code
3Paste into your article or site

<iframe
  src="https://labanph.org/embed/damages.html?company=digido&theme=light"
  width="320"
  height="120"
  title="LabanPH Damages Counter"
  frameborder="0"
  scrolling="no"
  style="border:none;max-width:100%"
  loading="lazy"
></iframe>

Live preview:

Works on WordPress, Substack, Ghost, and Medium (HTML embed blocks). Widget data refreshes every 5 minutes. · labanph.org

See all Online Lending answers →