Mga Reklamo sa Cagayan de Oro
Kagayan
Regional center of Northern Mindanao. Heavy OFW remittance-receiving city; M Lhuillier, Cebuana Lhuillier, and Palawan Pawnshop all operate multiple branches here.
Libre · Walang abogado · Mga 2 minuto
Kami na ang susulat ng demand letter mo.
Nakabase na sa batas na sakop ng sitwasyon mo, handa nang kopyahin, i-email, o i-print.
27
Tracked Providers
6
Documented Complaints
728,402
Approx. Population
3
Top Issues Tracked
Mga Provider sa Cagayan de Oro
Mga national provider na may operations sa Cagayan de Oro. Verify the specific branch address through each provider's official directory before transacting in person.
| Provider | Verticals | Complaints | Profile |
|---|---|---|---|
| Global Mobility Service Philippines, Inc. | loans, gps, car, tricycle | — | View → |
| M Lhuillier Financial Services | remittance, loans, pawnshop | 1 | View → |
| Cebuana Lhuillier | pawnshop, remittance, loans, insurance | — | View → |
| Tala Philippines | loans | — | View → |
| Cashalo | loans | — | View → |
| JuanHand | loans | — | View → |
| BillEase | loans | — | View → |
| Digido | loans | — | View → |
| Atome Philippines | loans | 1 | View → |
| Online Lending (Multiple Apps) | loans | — | View → |
| China Banking Corporation | loans | — | View → |
| BDO Unibank | loans | 2 | View → |
| Bank of the Philippine Islands | loans | — | View → |
| Metropolitan Bank & Trust Company | loans | — | View → |
| Land Bank of the Philippines | loans | 1 | View → |
| Philippine National Bank | loans | 1 | View → |
| Security Bank Corporation | loans | — | View → |
| Rizal Commercial Banking Corporation | loans | — | View → |
| Union Bank of the Philippines | loans | — | View → |
| EastWest Bank | loans | — | View → |
| Development Bank of the Philippines | loans | — | View → |
| Philippine Savings Bank | loans | — | View → |
| Bangko Sentral ng Pilipinas | regulator | — | View → |
| Securities and Exchange Commission (Philippines) | regulator | — | View → |
| National Privacy Commission | regulator | — | View → |
| Supreme Court of the Philippines | regulator | — | View → |
| Congress of the Philippines (statutes) | regulator | — | View → |
Pawnshops
- M Lhuillier · 3.5%/mo
- Cebuana Lhuillier · 2.99%/mo
- Palawan Pawnshop · 2.5%/mo
- Villarica Pawnshop · 2.75%/mo
- Agencia Malbar · 2.5%/mo
- RD Pawnshop · 3%/mo
Lenders
- Global Mobility Service PHKill-switch
- M Lhuillier Quick Cash
- BDO Personal Loan
- BPI Personal Loan
- Security Bank Personal Loan
- Tonik Bank Loan
Remittance
- MLhuillier Kwarta PadalaFlagged
- Wise
- Remitly
- Sendwave
- WorldRemit
- GCash Padala (via partner)
Mga Karaniwang Reklamo sa Cagayan de Oro
Remittance Overcharge / Rate Discrepancy
Quoted exchange rate differed from actual payout rate, or undisclosed fees reduced the amount received.
Pawnshop Undervaluation
Appraisal value significantly below fair market value or competitor quotes for the same item.
Abusive or Threatening Loan Collection
Collector used threats, profanity, public humiliation, or called outside permitted hours. Prohibited under SEC Memorandum Circular 18 and BSP Circular 1048.
Saan magrereklamo ang taga-Cagayan de Oro?
- • BSP-supervised (banks, e-money, BSP-licensed remittance): file via BSP Consumer Assistance.
- • SEC-registered (online lending apps, financing companies): file via SEC PH — SEC MC 18 governs collection abuses.
- • Trade / consumer (BNPL, retail credit, fee disputes): file via DTI.
- • ₱400,000 and below: Small claims — no lawyer required.
Note for Northern Mindanao: No resident BSP Consumer Assistance Mechanism field office; complaints are routed through BSP's NCR online intake.
Naranasan mo ba ito sa Cagayan de Oro?
Kapag naitala ang kaso mo, hindi na ito iisang reklamo — nagiging pattern na kailangang sagutin ng regulator.
File a Complaint →