Congress of the Philippines (statutes)

Not BSP supervisedNot SEC registered

Carrier slug for primary-source legislation cited by complaint guides — Republic Acts, Presidential Decrees, the Civil Code, and the Revised Penal Code. Statutes published via the Official Gazette and republished by Lawphil.net (Arellano Law Foundation).

https://www.officialgazette.gov.ph ↗

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Calculate Your Damages

Enter your figures. The calculator produces a printable Exhibit A worksheet for small claims / BSP filings. Caps apply without evidence upload toggle.

Disclaimer: These are estimated damages for filing purposes. Actual award is at court or regulator discretion. Emotional distress of ₱25,000/incident is a reference figure from PH jurisprudence, not a guaranteed amount. BSP penalties cite BSP Circular 1160 (2022). Lost wages at DOLE NCR minimum wage ₱645/day (DO 241-24, effective Nov 4 2024).

Your information (for PDF only)

Full name

Incident date

Address

Damages

Principal amount lost (₱) — the core disputed amount

Interest already paid (₱) — informational only, not included in damages claim

Lost wages — days unable to work due to this dispute

days × ₱645/day (DOLE NCR 2025) = ₱0.00

Medical expenses (₱) — capped at ₱100k without receipts

I have official receipts / OR (raises cap to ₱500k)

Emotional distress — qualifying incidents (₱25,000/incident, court discretion)

incidents × ₱25,000 = ₱0.00

Filing fee (small claims, A.M. No. 08-8-7-SC)₱1,000.00

Your damages estimate

₱1,000.00

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Sources: DOLE NCR Wage Order (DO 241-24, effective Nov 4 2024) · BSP Circular 1160 (2022) · A.M. No. 08-8-7-SC Revised Rules on Small Claims (2016). Caps of ₱500k per line without evidence are conservative guardrails — not legal advice.

Worker Witness Reports

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Witness Wall

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First-person testimonies from Congress of the Philippines (statutes) customers — anonymized, PII-redacted, consent-flagged. Self-reported unless cited to public record.

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Accountability Ledger

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Public officers, directors, and attorneys of record — all cited to SEC PH filings, court records, and public documents. No editorial; facts only.

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Public Record (7 entries)

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Court decisions, regulator orders (BSP, SEC, NPC, BIR), and major news-documented incidents involving Congress of the Philippines (statutes). Every entry cites a primary source.

RA 11765: Financial Products and Services Consumer Protection Act
2022-05-06 · bsp · RA 11765
RA 9474: Lending Company Regulation Act of 2007
2007-05-22 · sec · RA 9474
RA 8556: Financing Company Act of 1998
1998-02-26 · sec · RA 8556

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User Reviews & Complaints

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1-2 star Play Store reviews for Congress of the Philippines (statutes), categorized by issue (contact-list shaming, hidden fees, abusive collection, etc.). Refreshed weekly.

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App Permissions

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Declared Android app permissions for Congress of the Philippines (statutes), reviewed against SEC Memorandum Circular 18 (2019) which prohibits PH lending apps from accessing contacts, SMS, or call logs.

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