Atome Philippines in Manila, National Capital Region
Capital city — historic financial district (Binondo, Escolta) hosts long-running pawnshop and remittance branches. BSP head office is in Manila proper; complaints lodged in person are typically routed here.
About Atome Philippines
Singapore-based BNPL provider operating in the Philippines. Offers split-payment retail credit. Complaints include undisclosed late fees and interest charges.
National coverage caveat: Atome Philippines's presence in Manila is documented at the national / multi-branch level. Branch-specific addresses should be verified on the company's directory before transacting.
Top issues for Atome Philippines in Manila
Excessive / Undisclosed APR (Online Lending)
Effective annual percentage rate — including processing fees, insurance, and other charges — far exceeds what was advertised or the BSP Circular 1133 cap.
BNPL Undisclosed Late Fees / Interest Charges
Buy-Now-Pay-Later provider charged late fees or interest not clearly disclosed at checkout, or applied fees retroactively.
Public record for Atome Philippines
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