SEC list of registered lending and financing companies

Summary

The SEC publishes a public-facing list of lending and financing companies that hold a Certificate of Authority under RA 9474 and RA 8556. Borrowers can verify whether a counterparty is a registered entity before transacting, and complaint guides cite this list to support the threshold question of 'is this lender SEC-authorised?' Operating without inclusion on this list, or operating an Online Lending Platform not disclosed to the SEC under MC No. 19 (2019), is the basis for cease-and-desist orders.