FRESHAPP: SEC registration status and how to file a complaint
SEC record
FRESHAPP is recorded under Just Smile Lending Corporation on the SEC List of Recorded Online Lending Platforms, as of 12 October 2026.
| Company (SEC entry) | Just Smile Lending Corporation |
|---|---|
| SEC registration number | CS202011342 |
| App / brand (as spelled on the SEC list) | FRESHAPP |
|---|---|
| Date of Form 1 submission | 26-Oct-21 |
| Remarks (SEC entry) | Order of Revocation was modified and lifted under FinLenD Resolution No. 2025-21 |
Source: SEC List of Recorded Online Lending Platforms, as of 12 October 2026. Fields the SEC list does not give are left out.
Being on the SEC list means the company disclosed this app to the SEC. It is not an endorsement. A name not found on the list is not by itself a finding about the app; the SEC page is the reference: sec.gov.ph.
What you can do
- Prepare an SEC complaint letter naming Just Smile Lending Corporation (how the SEC route works).
- Contact-list access or messages to your contacts: National Privacy Commission route and how to report a data privacy violation.
- Collection calls and messages: how to report harassment by a debt collector and all debt-collection answers.
- Filing a complaint against an online lending app.
Questions about FRESHAPP
Is FRESHAPP on the SEC list?
FRESHAPP appears on the SEC List of Recorded Online Lending Platforms as of 12 October 2026, under Just Smile Lending Corporation (SEC number CS202011342). This page reports the list entry only.
Who operates FRESHAPP?
The SEC list gives the company as Just Smile Lending Corporation, SEC number CS202011342.
How do I complain about FRESHAPP?
Use the letter builder on this site to prepare an SEC complaint that names Just Smile Lending Corporation as the company. If the issue is contact-list access or messages to your contacts, the National Privacy Commission guide explains that route. Both are linked on this page.