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Tala Philippines — User Reviews & Complaints

1-2 star reviews from the Google Play Store, aggregated and categorized by issue. Reviews are cited verbatim from the public Play Store listing — author names are as published. Updated automatically every 7 days.

375

Reviews tracked

128

1-2★ complaints

Top complaint category

Other

Complaints by category

Other ·65KYC / app problems ·40Customer service ·15Data privacy ·9Hidden fees / APR ·7Contact-list shaming ·3Abusive collection ·1

Most recent complaints (50 of 128)

★☆☆☆☆by Hunk Kenneth Dre9/24/2026

useless app, I repaid their loan in time only to reapply but their money never reaches your mpesa account despite being approved, you email them only to get a false response that they have rectified only to go back to their app and find the same old problem... they failed me for more than I week untill I gave up, try them at your own risk

KYC / app problemsCustomer service
★☆☆☆☆by Bakari Fumo9/23/2026👍 1

ni wiki mbili saizi ntk ela lon haitaki yasema yatuma na pesa hiafiki

Other
★☆☆☆☆by faith mwende9/22/2026

you are unreliable,,,, I can't recommend anyone to use the app

Other
★☆☆☆☆by evance ogolla9/21/2026

scam

Hidden fees / APR
★☆☆☆☆by MARY MOLE9/21/2026

very dissapointed with the app it's my third time and still my loan request is unsuccesful. I needed help badly

Other
★☆☆☆☆by pauline moraa9/20/2026

Each time I apply not approved why?

KYC / app problems
★☆☆☆☆by samuel munyenze9/19/2026

app keeps crushing when i for to apply for a loan

Other
★☆☆☆☆by Shadrack Pengat9/19/2026

Wamesota

Other
★☆☆☆☆by Margaret Kabiru9/17/2026

very disappointed with the app. it's been 3 months since I didn't get a loan approval. Up to now I still can't access the loan.

KYC / app problemsData privacy
★☆☆☆☆by Abdul Omar9/16/2026

very very useless customer service 0/10 unhelpful the customer care should go sell mangoes at the market🚮🫵🫵🫵🤬🤬🤬😡

Customer service
★☆☆☆☆by Tony Streak9/13/2026

If you are a gen z don't even try, they don't give loans to gen z

Other
★★☆☆☆by Sonitec9/10/2026

hi tala company i have tried to invite a friend and when I invite there is still the same thing I don't know what is wrong because I have invited a friend more than 4 weeks and there is still the same thing

Other
★☆☆☆☆by Emritz Ritz9/7/2026

they don't even give me any limit from 2017 up to today .....very disappointed ..I will delete this app permanently

Other
★☆☆☆☆by Will William9/7/2026

this app is not that good they refused to loan me and did not tell me why

KYC / app problems
★☆☆☆☆by OGANGO LORNA9/2/2026👍 1

where does it shows history

Other
★☆☆☆☆by Mwembe Kinya9/2/2026

how the hell did i get registered on this app I need my details deleted ASAP

KYC / app problems
★☆☆☆☆by Matama Isaac8/28/2026

my loan was not appoved i dont understand why but the app is telling me is its because of personal infrmtin an i ha put everything in good

Other
★☆☆☆☆by Newton Oseko8/27/2026

unhelpful

Other
★☆☆☆☆by Always Her8/27/2026

it's been 1yr already my loan has never been approved Soo why should I even recommend this app to someone who needs help?! it's clear that TALA is not really helping people as they make us believe

KYC / app problems
★☆☆☆☆by Colo Kanye8/25/2026👍 1

a disappointing performance

Other
★☆☆☆☆by Andrew Obambo8/20/2026

useless app

Customer service
★☆☆☆☆by Esther Luvutse8/17/2026

wts up.my tala app is not working

Other
★☆☆☆☆by Hails Chris8/15/2026

lame af I want the loan now not 30years later gng f this app

Other
★☆☆☆☆by Joy Sharon8/13/2026

too much work and they still won't approve your request don't waist your time guys

KYC / app problems
★☆☆☆☆by Faith Amor8/11/2026

Unresponsive to questions. App not working, also is 851188 one of your pay bill numbers?

Other
★☆☆☆☆by Stephen8/11/2026

doesn't give me a loan each time i try they keep telling me a try in 30 days yet my credit records are clean huh..am just pieced of with tala

Other
★☆☆☆☆by Michael Makau8/9/2026

why send death threats to contacts?

Contact-list shamingAbusive collection
★☆☆☆☆by Dr. Christian8/9/2026

very disappointing app

Other
★☆☆☆☆by Layers Cages (Kenya Farming.)8/7/2026

I like it it's good

Other
★☆☆☆☆by winslaus Dunamis8/5/2026

denied me aloan .. after paying on time

KYC / app problems
★☆☆☆☆by Shadrack Bor8/2/2026

You can't help someone when in an emergency

Other
★☆☆☆☆by mary Njoroge7/30/2026

the app it's refreshing to open ind I want to pay

Other
★☆☆☆☆by Kwen Francis7/30/2026

LIES,NO LOAN AS IT SAYS!!!!!📌 UNDERRATED

Hidden fees / APR
★☆☆☆☆by Jysa7/26/2026

this app is just a waste of time. I keyed in my details correctly and they did not approve my loan request even and they are not giving any other chance to apply again 😒

KYC / app problems
★☆☆☆☆by Richard Munyao7/25/2026

it's now 5 months ad this app keeps telling me I don't qualify. why?? or you don't update loan limit

Other
★☆☆☆☆by Blessings Kariuki7/23/2026

I dont know why tala has not made tala accessible on iPhone and iOS

Data privacy
★☆☆☆☆by James7/21/2026

dint get the loan

Other
★☆☆☆☆by A Google user7/21/2026

its good, though you need to have 24 hr call centre

Other
★☆☆☆☆by Cliff Otieno7/19/2026

I have been using Tala for some time, but unfortunately, I have never been approved for a loan. Every time I apply, my request is declined without a clear explanation, despite regularly using the app and providing the required information. I understand that loan approval depends on internal eligibility criteria, but the app should provide clearer feedback on what users need to improve to qualify. At the moment, my experience with Tala has been disappointing.

KYC / app problems
★☆☆☆☆by Suleiman Mangi7/18/2026👍 1

last loan 2016 since then I don't qualify I've made over 253 referrals don't you update your system

Other
★☆☆☆☆by Sharon Nyandusi7/16/2026

The app is so horrible,so don't bother downloading it😡😡 it doesn't work

KYC / app problems
★☆☆☆☆by Macharia joseph7/15/2026

can't even help you

Other
★☆☆☆☆by Prince Aiden7/10/2026

I have not helped since june

Other
★☆☆☆☆by Fredrick Obware7/10/2026

cons, they will con you, don't try to download this app

Other
★☆☆☆☆by j w7/7/2026

why I can't pay loans through app

Other
★☆☆☆☆by Ruth Muya7/3/2026👍 70

app no longer great.. after reaching 50k limit never late to pay a single loan.. over a period of over 9 years. they embarrassed me badly while at a restaurant confident I have 50k available they refused to loan me a single shilling.. upto now they say they is a technical issue.. you can't trust this app always check first to avoid what they put me through.. they are now back on track hope it stays this way.

KYC / app problems
★★☆☆☆by Gibs Gbs7/2/2026👍 2

tips for success

Other
★☆☆☆☆by Dr Nyanchoka7/1/2026

useless

Customer service
★☆☆☆☆by Exedy Insurance6/30/2026

weird. disapproval of applications due to a 2019 late payments, this is a lifetime

Other
★☆☆☆☆by Kinuthia Njenga6/29/2026

very useless!!!don't waste your time.

Customer service

Source: Google Play Store listing →

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