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Tala Philippines — User Reviews & Complaints

1-2 star reviews from the Google Play Store, aggregated and categorized by issue. Reviews are cited verbatim from the public Play Store listing — author names are as published. Updated automatically every 7 days.

310

Reviews tracked

100

1-2★ complaints

Top complaint category

Other

Complaints by category

Other ·48KYC / app problems ·33Customer service ·12Data privacy ·8Hidden fees / APR ·6Contact-list shaming ·2

Most recent complaints (50 of 100)

☆☆☆☆by Layers Cages (Kenya Farming.)8/7/2026

I like it it's good

Other
☆☆☆☆by winslaus Dunamis8/5/2026

denied me aloan .. after paying on time

KYC / app problems
☆☆☆☆by Shadrack Bor8/2/2026

You can't help someone when in an emergency

Other
☆☆☆☆by mary Njoroge7/30/2026

the app it's refreshing to open ind I want to pay

Other
☆☆☆☆by Kwen Francis7/30/2026

LIES,NO LOAN AS IT SAYS!!!!!📌 UNDERRATED

Hidden fees / APR
☆☆☆☆by Jysa7/26/2026

this app is just a waste of time. I keyed in my details correctly and they did not approve my loan request even and they are not giving any other chance to apply again 😒

KYC / app problems
☆☆☆☆by Richard Munyao7/25/2026

it's now 5 months ad this app keeps telling me I don't qualify. why?? or you don't update loan limit

Other
☆☆☆☆by Blessings Kariuki7/23/2026

I dont know why tala has not made tala accessible on iPhone and iOS

Data privacy
☆☆☆☆by James7/21/2026

dint get the loan

Other
☆☆☆☆by A Google user7/21/2026

its good, though you need to have 24 hr call centre

Other
☆☆☆☆by Cliff Otieno7/19/2026

I have been using Tala for some time, but unfortunately, I have never been approved for a loan. Every time I apply, my request is declined without a clear explanation, despite regularly using the app and providing the required information. I understand that loan approval depends on internal eligibility criteria, but the app should provide clearer feedback on what users need to improve to qualify. At the moment, my experience with Tala has been disappointing.

KYC / app problems
☆☆☆☆by Suleiman Mangi7/18/2026👍 1

last loan 2016 since then I don't qualify I've made over 253 referrals don't you update your system

Other
☆☆☆☆by Sharon Nyandusi7/16/2026

The app is so horrible,so don't bother downloading it😡😡 it doesn't work

KYC / app problems
☆☆☆☆by Macharia joseph7/15/2026

can't even help you

Other
☆☆☆☆by Prince Aiden7/10/2026

I have not helped since june

Other
☆☆☆☆by Fredrick Obware7/10/2026

cons, they will con you, don't try to download this app

Other
☆☆☆☆by j w7/7/2026

why I can't pay loans through app

Other
☆☆☆☆by Ruth Muya7/3/2026👍 70

app no longer great.. after reaching 50k limit never late to pay a single loan.. over a period of over 9 years. they embarrassed me badly while at a restaurant confident I have 50k available they refused to loan me a single shilling.. upto now they say they is a technical issue.. you can't trust this app always check first to avoid what they put me through.. they are now back on track hope it stays this way.

KYC / app problems
★★☆☆☆by Gibs Gbs7/2/2026👍 2

tips for success

Other
☆☆☆☆by Dr Nyanchoka7/1/2026

useless

Customer service
☆☆☆☆by Exedy Insurance6/30/2026

weird. disapproval of applications due to a 2019 late payments, this is a lifetime

Other
☆☆☆☆by Kinuthia Njenga6/29/2026

very useless!!!don't waste your time.

Customer service
☆☆☆☆by Tariq Hamisi6/27/2026

Unreliable!High interest rate

Hidden fees / APR
☆☆☆☆by Robbert Ouko6/25/2026

foolish app I never met... nkt!

Other
☆☆☆☆by A K6/23/2026

I paid over 7yrs ago yet you never offer me for another loan why do still hold people accounts update your app with delete option

KYC / app problems
☆☆☆☆by Bright Services6/15/2026

useless app, just taking information for customers without any intention of loans

Customer service
☆☆☆☆by Alice Njoki6/11/2026

I paid my loan but still my app asking me to pay again I already send the mpesa so many time

KYC / app problems
☆☆☆☆by Ogowe Salome6/8/2026

Every time time my loan not approved very disappointed with the app

KYC / app problems
☆☆☆☆by Purity Munene6/8/2026

very useless app i have tried applying for a loan with no success do not install it...it is a total waste of time

Customer service
★★☆☆☆by Livingstone Malimu6/6/2026

faster and easy to access

Data privacy
☆☆☆☆by Christine Chiuri6/6/2026👍 1

really disappointed my loan request is never approved. what is the reason for that?

KYC / app problems
☆☆☆☆by Edwin Mukaya6/5/2026

I tried to borrow here money since 2022 but I have never been qualified, I don't understand the reason.

Other
☆☆☆☆by Chavin Ijaya6/4/2026👍 1

for the last 6 months you've never updated my account it keeps saying not approved yet I haven't even applied 😏

KYC / app problems
★★☆☆☆by brylynn v6/3/2026👍 1

After many borrowings and repayments the last borrowing has become a challenge and efforts to to reach tala on restructuring were unfruitful. I choose to be depositing some amount on every 7th despite random calls and different callers from as early as 7am and 6pm. My promises that I have only defaulted on period but assured my total commitment to clearing to the last penny. I have been harrassed and even listed at CRB I thought this was in bad taste.

Other
☆☆☆☆by Beatrice Sibuor6/2/2026👍 1

u have been ignoorin me .....heavy haert pple

Other
☆☆☆☆by Benard Kesero5/30/2026

I have downloaded the app but they say I have already registered and if I can not login imay contact customer care please help me to reach destination

Contact-list shaming
☆☆☆☆by Aaron Nyokabi5/28/2026

very disappointing and they don't give good reason why was your loan not approved

KYC / app problems
☆☆☆☆by MILDRED OYOKO5/28/2026

this is a bad app I am receiving messages to pay loans that I didn't apply for if only it could update it's customers details or name or new number what do you mean I am Mildred but am receiving messages directed to Emily wanjiku waweru

KYC / app problems
☆☆☆☆by Sharon Awinja5/27/2026👍 1

Not useful your app didn't help get my loan instead this loan app just asked me so many questions and give me any money

KYC / app problems
☆☆☆☆by Yussuf Mohamednoor5/27/2026

not responding

Other
☆☆☆☆by kevin mongare5/24/2026👍 1

Useless app. I wish kungekuwa na 0 stars. very useless app. denied a loan since 2017 and I don't have any nad credit score

KYC / app problemsCustomer service
☆☆☆☆by Rose Okumu5/23/2026

am so disappointed with this app.. every time not approved 😞

KYC / app problems
☆☆☆☆by nancy wambui5/23/2026

why did you reject my application kindly let me know

KYC / app problems
☆☆☆☆by Lavender Ochieng5/22/2026

am business woman l want alosn

Other
☆☆☆☆by JOSEPH MERIA5/22/2026👍 1

useless ..can't even rate it ..I was just forced to rate it one star for the message to reach you ..it is just USELESS

Hidden fees / APRCustomer service
☆☆☆☆by Alex Wonder5/20/2026

one of the worst moments ever heard on a loan app I'll link like granting someone 206 days look someone is on emergency and give them such days to request for a run I think that's not helpful 😔😔

Other
★★☆☆☆by Chris Maganjo5/20/2026

not on use

Other
☆☆☆☆by Shadrack Omondi5/18/2026

poor

Other
☆☆☆☆by Deina Diana5/16/2026👍 5

Very disappointing experience with this app. My loan keeps getting approved, but the money is never transferred to my M-Pesa account because of what seems to be a technical issue on their side. I have contacted customer support more than six times over the past five days, and every time they tell me the issue has been resolved when it clearly has not. I keep getting the same problem over and over again. This app is unreliable, the support team is unhelpful.

Contact-list shamingKYC / app problemsCustomer service
☆☆☆☆by Blvck Samurai5/16/2026

poor customer service

Customer service

Source: Google Play Store listing →

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