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M Lhuillier Financial Services — User Reviews & Complaints

1-2 star reviews from the Google Play Store, aggregated and categorized by issue. Reviews are cited verbatim from the public Play Store listing — author names are as published. Updated automatically every 7 days.

555

Reviews tracked

353

1-2★ complaints

Top complaint category

Other

Complaints by category

Other ·187KYC / app problems ·111Customer service ·36Data privacy ·27Loan not disbursed ·17Hidden fees / APR ·15Contact-list shaming ·13Repayment / refund ·8

Most recent complaints (50 of 353)

☆☆☆☆by Lovely Ann Arcenal8/8/2026

kaka open palang laging update ng update. tapos ang ending di naman pala magagamit need pa komuntak ng support. ano un???

KYC / app problemsCustomer service
☆☆☆☆by Jeanelyn Rejano8/6/2026

kakadownload ko lang. ayaw mag open. nag cclose agad kapag kinlick hays hassle

Other
☆☆☆☆by Ryan Semilla8/5/2026👍 1

di ma-open ung app . nag aauto crash . bulok na app

KYC / app problems
☆☆☆☆by jo-en Ctr8/5/2026

cannot create account

Other
☆☆☆☆by janica kylra gasendo8/4/2026

I can't make a new account there's no option on the app.

Other
☆☆☆☆by Mackii Gaming8/4/2026

cannot log in

Other
☆☆☆☆by Francesca Marie Kate Polito8/2/2026

how can i use it if i cant create an account?!

Other
☆☆☆☆by Diane8/2/2026

how can i create an account

Other
☆☆☆☆by Franco Sasucasi7/24/2026

samsung not.working

Other
★★☆☆☆by Zach Bryant Barquera7/22/2026

keeps updating time to time

Other
☆☆☆☆by Mirrandy Jaime7/22/2026

can't even sign up

Other
☆☆☆☆by earvin aureo7/20/2026

I can't open the app. It always crashes

KYC / app problems
★★☆☆☆by Sonjay Marquezo7/17/2026

Very inconvenient app, Even the features inside are so behind from other E-wallet app. It still charge 15 pesos for interbank transfers when it's mostly free in other banks and e wallet platform.

KYC / app problems
☆☆☆☆by Erniel Catilogo7/14/2026

hindi ma open

Other
☆☆☆☆by Janeth Honofre7/11/2026

panget, ayaw maopen

Other
★★☆☆☆by Nadia Miano7/7/2026

Good day. I am experiencing an issue with the MCash-Wallet app on my OPPO Reno 2F running Android 11 (ColorOS V11.1). The application installs successfully from the Google Play Store, but whenever I open it, only the MCash-Wallet logo appears for a few seconds before the app automatically closes.

KYC / app problems
☆☆☆☆by Michael Encallado7/7/2026

i cant open an account i download it but it's useless i cant open an account

Customer service
☆☆☆☆by Adelantar Jessa C.7/7/2026

I just downloaded the app, but I can't create a new account. When I try to log in using my mobile number, it says "Account not found." Please provide a registration option for new users.

KYC / app problems
☆☆☆☆by Niel Alday7/6/2026

no sign up process. only log in process

Other
☆☆☆☆by John Clyde Perez7/6/2026

App is completely trash. Everytime I buy a load, it always fails and my balance is deducted. Definitely not recommending this app.

Other
☆☆☆☆by loie andallo7/6/2026

I'm so disappointed with this app poor performance. im about to make a cash out transaction in one branch here in our province an employee advise me to transfer my money from gcash to this mcash wallet because according to her the transaction fee in this app is much cheaper than gcash, after she created my account and made the transfer, suddenly this app is hard to open my account to make a cash out transaction, the problem was even raised to the support team at the head office.

Customer service
★★☆☆☆by gianna g7/5/2026

everytime I install the app it closes instantly ,I already done everything like clearing the cache . what's best to do?

Other
☆☆☆☆by ALBERTO YTANG7/4/2026

always updating

Other
★★☆☆☆by Cyril Hervas7/3/2026

I uninstall mcash because I can't open it. When I install the app need to update but if i click the update .. And i open the app i cant open it .

Other
☆☆☆☆by Kyle Andrea Suarez7/3/2026

mcash bolok

Other
☆☆☆☆by Glen Yara7/3/2026

To slow

KYC / app problems
☆☆☆☆by Mahal Ka7/2/2026

I can't proceed login it's always go back to my screen

Other
☆☆☆☆by Cindy Lacsi7/1/2026

why i cannot open the open the app???

Other
★★☆☆☆by Rizalyn Estrera6/29/2026

hindi ma open yung app.

Other
☆☆☆☆by Sheila Secuya6/27/2026

I transferred my Atome Savings Limit through M Lhuillier on June 25, and I was informed that the funds would be sent to my GCash wallet. It has now been 2 days, but I still have not received the ₱2,000. Please resolve this issue immediately or return the funds to Atome. I will not make any payment for this transaction until I receive the money I was supposed to receive. Kindly provide an update as soon as possible.

KYC / app problems
☆☆☆☆by Allan Buyagawan6/24/2026

five days under maintenance. not recommended

Other
☆☆☆☆by jerald Maravilles6/20/2026

after installing Po bakit automatic home screen Po ?

Other
☆☆☆☆by Elesher Tan6/20/2026

I can't open the app.

Other
☆☆☆☆by Christopher Lim Jr.6/14/2026

no option to create an account

Other
☆☆☆☆by TheOneAdmin5/30/2026

Absolutely Terrible Experience This has been one of the most stressful and frustrating experiences I’ve ever had with a finance app. I transferred a large amount of money using QRPh/InstaPay, expecting the transaction to be processed promptly. Instead, my money has been stuck in “Pending” status with no clear explanation, no updates, and no assurance of when the issue will be resolved. When I contacted customer service, I was shocked to be told that the transaction could take up to 5 business days to process. Five business days for an InstaPay transaction? That completely defeats the purpose of using a supposedly fast digital payment service. To make matters worse, today is Saturday, meaning the waiting period could feel even longer while my money remains inaccessible. What makes this even more disappointing is the lack of urgency. We’re not talking about a small amount of money. This is people’s hard-earned money, and customers deserve transparency, reliability, and timely service. Instead, I was left anxious, frustrated, and wondering whether my funds would arrive at all. A finance app should give users confidence and peace of mind. MCash has given me the exact opposite. If your platform cannot reliably handle fund transfers or provide clear communication when problems occur, then you should not be handling people’s money in the first place. Based on this experience, I have completely lost confidence in MCash and would strongly discourage others from trusting this app with large transactions.

Contact-list shamingHidden fees / APRLoan not disbursedKYC / app problemsData privacyCustomer service
☆☆☆☆by Angelina Asis5/28/2026

I can't sign in

Other
☆☆☆☆by Van ABBA “ABS” RBST5/28/2026

The PIN/password retrieval process is slow and inconvenient. It would be better if recovery options were simpler, faster, and more user-friendly to avoid delays and account access issues.

KYC / app problemsData privacy
☆☆☆☆by Noemie Pobadora5/28/2026

I can't open the app.

Other
☆☆☆☆by Miks12345*5/25/2026

Hindi maka log in Cannot create niyo account kasi walang option for new registration, please paayos naman ng app thankyou

Other
☆☆☆☆by Liza Lorena “Inah” Eustaquio5/23/2026

Can't even open the app successfully

Other
☆☆☆☆by Ri Za5/19/2026

i connot open

Other
☆☆☆☆by froschhhhhhh5/18/2026

No sign up or registration option Bad app. Registration pa lang, di mo na magawa. Don’t advertise your app for payments when it’s USELESS!

Customer service
☆☆☆☆by ground floor195/18/2026

unable to register or sign up no option for creating new account. hopefully they fix it.

Other
☆☆☆☆by BAROTILLA NATNAT5/16/2026

im not recieving my verification code on my email

KYC / app problems
☆☆☆☆by Adrian Muros5/13/2026

Lots of bugs, swiping back to the previous screen doesn't work, in-app camera can't even focus, captures but then a message will appear saying it's the wrong type of ID, sad.

KYC / app problems
☆☆☆☆by Mary Jane Gadia5/11/2026

no create account option!!

Other
☆☆☆☆by Gus Jacala5/10/2026

Just installed the app but there's no option to create a new account. How do I use it then?

Other
☆☆☆☆by Janber Asis5/7/2026

The staff at M Lhuillier created an account for me, but I can’t even open the app itself. So how am I supposed to use it?

Other
☆☆☆☆by Juan5/5/2026

Cant register, if the app is not stable atleast have an option where the user can access or create new account from a website

Data privacy
☆☆☆☆by Sapphirekim4/29/2026

WORST E-WALLET I Can’t sign up. It’s really hard to sign up unlike other e-wallet apps. This one is worst. Hope you will improve this app.

Other

Source: Google Play Store listing →

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