JuanHand — Declared App Permissions
Permissions the app declares it requires, as listed on the Google Play Store. Reviewed against SEC Memorandum Circular 18 (2019), which prohibits Philippine lending apps from accessing contacts, SMS, and call logs.
App
JuanHand
Package
com.juanhand.fast.cash.peso.loan.app
Last checked
5/10/2026
1
MC 18 violations
3
Sensitive perms
11
Total declared
⚠️ Apparent SEC MC 18 violations
The following permissions appear in the Play Store listing for this app. SEC Memorandum Circular 18 (2019) §1 prohibits lending apps from requesting access to a borrower's contacts, SMS, or call logs. The presence of these declarations is direct, public, cite-able evidence — independent of how the app actually uses them at runtime.
read your text messages (SMS or MMS)
SMS · Reading SMS/MMS
Source for permissions: Google Play Store listing →
Source for SEC MC 18: SEC PH MC 18 (2019), full PDF →
Sensitive permissions
Not necessarily MC 18 violations, but worth review (camera may be needed for KYC; location may be reasonable).
- read phone status and identity— Device IMEI / phone state
- take pictures and videos— Camera access (often legitimate for KYC)
- read phone status and identity— Device IMEI / phone state
All declared permissions (Play Store)
SMS
- read your text messages (SMS or MMS)
Phone
- read phone status and identity
Camera
- take pictures and videos
Wi-Fi connection information
- view Wi-Fi connections
Device ID & call information
- read phone status and identity
Other
- Google Play license check
- full network access
- prevent device from sleeping
- view network connections
Uncategorized
- receive data from Internet
- update component usage statistics
Affected by debt-shaming or contact-list harassment?
File an NPC + SEC complaint citing this app's declared permissions as evidence.