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BillEase — User Reviews & Complaints

1-2 star reviews from the Google Play Store, aggregated and categorized by issue. Reviews are cited verbatim from the public Play Store listing — author names are as published. Updated automatically every 7 days.

849

Reviews tracked

263

1-2★ complaints

Top complaint category

KYC / app problems

Complaints by category

KYC / app problems ·107Other ·94Hidden fees / APR ·52Customer service ·42Data privacy ·15Loan not disbursed ·13Contact-list shaming ·8Abusive collection ·4Repayment / refund ·4

Most recent complaints (50 of 263)

☆☆☆☆by Tram0248/7/2026

Dont Install!!! High interest rate! I only borrow 6k! Yet I need to pay 8k for it? Much better if I loan from the bank! I regret borrowing money from this app, it will drown you from debt! DONT INSTALL IT! This app sucks!

Hidden fees / APR
☆☆☆☆by Evil Wisker8/5/2026

always paid on time does not increase credit limit Nope

KYC / app problems
☆☆☆☆by Most Honest Reviewer of all8/3/2026

They have 110 percent interest rate My product loan 44 thousand and my payable interest to then is 46 thousand plus which was crazy the agent didn’t even explain it well to me which was very disappointing. If I could rate negative 1M. I will because they are corrupting people’s pocket.

Hidden fees / APRKYC / app problemsCustomer service
☆☆☆☆by Deyymete8/1/2026

Walang kwenta Walang kwneta laki pa ng interest

Hidden fees / APR
☆☆☆☆by saoirse07147/29/2026

HARASSING the most disappointing and harassing loan app

Abusive collection
☆☆☆☆by Hdhdhdgsysbsjdudbwkwowns7/29/2026

Pangit ng app nato not recommended Daming eme i rereject din yung loan mo

Other
☆☆☆☆by Thisnicknameis12347/28/2026

Worst app I thought Billease would help me with my financial situation. But it adds with my financial problem since I lost my work. I loaned a phone and I am consistently paying every month and I only have 4 months left but I had lost my job so there’s no way I can pay. Instead of understanding my situation they continue to raise the total amount of the money which I need to pay and everyday they add 50 pesos. Now the amount of the money that I need to pay is almost triple the amount of the phone that I loaned. I sent emails but I didn’t get replies and I feel horrible.

KYC / app problems
☆☆☆☆by phhh247/27/2026

worst worst update its my first time after my payment my credit limit is going back to normal but after days i open my application and it shows that re apply even if i still not applying for any loans? like how?

Other
★★☆☆☆by Dahhhhhy7/27/2026

Updating issue Why you guys always updating but it still keeps bugs on it

KYC / app problems
☆☆☆☆by Juaannn1117/26/2026

Not recommended High interest rate

Hidden fees / APR
☆☆☆☆by Chayimgss7/23/2026

Bloked I’ve been blocked by Billease. I’m a good payer and I’ve never been delayed when it comes to payment. I usually pay before the due date and yet I’m being blocked? I tried many time to open this app and still get “something went wrong”.

Other
☆☆☆☆by Zellonna7/23/2026

Inconsistent credit limit Gave limit increase then removed it after 10 minutes lol

Other
☆☆☆☆by caammmyy7/21/2026

LOL AT THIS APP! after ko bayaran yung ni-loan ko, pina-delete ko account ko sa kanila. tapos nung nagt-try ako mag sign up ulit, auto reject na HAHAHAH ginamit ko pa ibang email address ko pero pagdating sa facial verification, biglang nag logout! XD tapos hindi na ko ulit maka login. anyways, i deleted this app na such a waste of time!

KYC / app problems
☆☆☆☆by solen.q7/17/2026

Too Many Updates The app is good overall and very easy to use. However, it’s getting annoying that almost every time I open the app, it requires an update. Why are there so many updates?

Other
☆☆☆☆by Adaqpo7/17/2026

High interest rates High interest rates for 2 months , if you compute it and pay in advance , no rebate. Suggestion for 15 days interest and 1 month interest. Hope Every loan have higher loan unlock.

Hidden fees / APR
☆☆☆☆by Dex0197/13/2026

Scam The app is hard to fill up

Hidden fees / APR
☆☆☆☆by Oni Dizzle7/8/2026

GARBAGE GARBAGE COMPANY! LIARS & IQ OF A POTATO ! DO NOT WASTE YOUR TIME WITH THIS APP IT IS FOR TAMBAY ONLY

Other
☆☆☆☆by Goodpayor but lied to by CS7/8/2026

Customer service is very poor and not true The customer service is very poor I already inform them of the overdue discount but it was not effective and I already paid the said amount they give me through email but it result to top up overdue fees because of the incompetent customer service had I known that this is going to be like this I already paid in full without believing their email, the app was good but the customer service are liers.

KYC / app problemsCustomer service
☆☆☆☆by bluebee09227/6/2026

Repeated Rejected Application for almost 2 years There is no worse financing app garbage than this one! I’ve got a perfect credit track record and proven good standing with actual banks, yet you completely ignore all of that! You keep turning me down again and again even after I handed in every single authentic, legitimate document you asked for — and your support team’s only excuse is always "it falls under our internal policies"?! Screw your lousy, biased internal policies! This app is total trash, a complete waste of time and effort!

KYC / app problemsCustomer service
☆☆☆☆by bumbleGee077/5/2026

Worst lending app Excessive penalty fees, customer service is worst, do not use billease, there is more convenient than this one. Atome, gcash.

Customer service
★★☆☆☆by RosoLin2024@7/3/2026

Charges May charges na sa Inyo tapos kapag nagbayad sa Gcash another charges na naman para sa convenience fee. Anong payment ba ang wala ng additional charges sa inyo?

Hidden fees / APR
☆☆☆☆by Ughhfkjvh7/3/2026

Screewww They are not good!

Other
☆☆☆☆by Tanniaj7/2/2026

OVERCHARGING AND UNCONSIDERATE Overcharging, the late fess is super high! I only borrowed 4k and i failed to pay my bill on time due to circumstances and i promise to pay it, the prev representative told me that my bill will go back to normal and the late fees charge will be removed but its not, I pay almost 2k and the app is still asking me to pay another 1k because of overdue???? Are you guys serious and if im gonna pay in full the total ammount is 7k??? The days that I failed to pay my bill is only 1week and that how high is it? You guys are really inconsiderate this is too much for me i am only a student I only borrow because i need money to cover my tuition and i been receiving a lot of call and text from you its super traumatizing and the agents are super attitude

Hidden fees / APRKYC / app problemsCustomer service
☆☆☆☆by Vecosucks7/2/2026

Poor customer service on their app Hirap makahanap ng matinong agent. Sasabihan ka lng ng please wait while we look into you account kemerot!!! 30 mins wala pa din response! aabutin ka talaga ng ilang oras kakahintay jusmiyo

Loan not disbursedKYC / app problemsCustomer service
☆☆☆☆by megsneg6/19/2026

one star rate ko 1 star, 1 business day lang pero hanggang ngayon wala pa din approval. and also, nag email sa'kin to pass the added requirements but i can't click/find where to submit the added info they needed.

Hidden fees / APRLoan not disbursed
☆☆☆☆by chuchuztxjd6/19/2026

0/10 THIS APP IS WORST NO APPROVAL IN EVERY APPLICATION!!!

Other
☆☆☆☆by Cutttieeeepiehunnybunch6/15/2026

I tried to log in I tried to log in multiple times but i cant even access my account so disappointed on this app

Data privacy
★★☆☆☆by Aksndkk6/12/2026

Awful This loan application keeps rejecting my informations even though everything i put in is correct.

Other
☆☆☆☆by Tgahshdhn6/12/2026

Not Recommended Not recommended

Other
☆☆☆☆by Yeyetwvwneh6/8/2026

TOO SLOW FOR MONEY TRANSACTION Your Money Transaction is too slow I already waited for 1day already and I need to wait again for your process and take note the money is only 500 very slow and you already gave me a date for my repayment but you still didn’t give me anything!

KYC / app problems
☆☆☆☆by Dafownfnd6/7/2026

Worst Months of applying.. maybe 20 times and still reject.. I understand if they respond 5-10 minutes after my application… but not.. always everytime I finished my application, i am rejected automatically.. proving they dont do any credit investigation.. ending up deleting my account and uninstall the app😤

KYC / app problems
☆☆☆☆by Lalalfrfu6/6/2026

Not recommendable Aside sa shark load siya, maarte siya at di nag aaprove sa mga working sa BPO industry. Plus, I feel na nan di discriminate sila ng mga taong nag aapartment lang. just saying.

Hidden fees / APRKYC / app problems
☆☆☆☆by Gideon23906/5/2026

Tagal mag approve They say it takes 1 banking day to process the application but mine takes 3 weeks and no updates at all

KYC / app problems
☆☆☆☆by Pcanoy6/4/2026

Complete details and payslip sa halagang 80k per month rejected parin nakaka dismaya ang apps nyo Walang kwentang apps namimili kung sino pa yung hindi tapos sa details sya pa na approved!!! Oo sabihin nyo sino? Kaybigan ko mismo! Sya pa nag recommend ng apps namimili ito wala namn pala kwenta pwehhh!!!

KYC / app problems
☆☆☆☆by Icant20266/4/2026

Missed Payment Never try to missed payment to this platform , as I already deleted my account , They will not give you a chance even if you fulfill your payment . So I thought I could borrow again . But 2 years i already paid and now i cant get approve Heheheh 2 years of waiting to get approve . Im tired now ! Thank you anyway billease .

KYC / app problems
★★☆☆☆by Eggs ka5/29/2026

Bb Always asking for an App Update. Nakakairita

Other
★★☆☆☆by Cessyy225/29/2026

No increase I have been paying on time, but my limit is still at 4600. The limit booster is also a joke. I cant use it.

Other
☆☆☆☆by Deyymete5/29/2026

Billease Super laki ng interest!!

Hidden fees / APR
☆☆☆☆by J_07085/26/2026

FAKE! How many times should I apply loan? I tried 3 times but it’s always rejected! I need an emergency fund but you guys rejected my application many times even tho I give all my information, I send my payslip, proof of billing.

KYC / app problems
☆☆☆☆by Agebdoxndmx5/25/2026

Cannot login Whenever i tried to login it gives a loop where it ask to update the app even though it's already updated. Hence, I cannot access my account

Data privacy
☆☆☆☆by KindOtter5/23/2026

Useless app - Train your AI PROPERLY! Your vendor for approving applications is not doing their job properly. I have submitted countless valid requirements but got rejected instantly?! You’re losing good customers with your useless vendor.

KYC / app problemsCustomer service
☆☆☆☆by c@ssh5/22/2026

do not use pag nag bayad ka fullpayment dikana makaka reloan grabe

Other
☆☆☆☆by renren22225/20/2026

Worst app ever Walang kwenta like laging lag notifs are not updated and also walang kwenta customer service will not recommend using this useless app and corp

KYC / app problemsCustomer service
☆☆☆☆by Gatb5335/18/2026

Lol Ang taas ng interest!

Hidden fees / APR
☆☆☆☆by KentDenrer5/17/2026

App is USELESS Better not use this at all!!

Customer service
★★☆☆☆by abebe@505/15/2026

Ehh Get approved but get scammed aswell with interest that is double your item worth 😂

Hidden fees / APRLoan not disbursedKYC / app problems
☆☆☆☆by zciapi5/10/2026

app doesnt work after update after updated i cant open the app

Other
☆☆☆☆by Lemon36455/9/2026

Unecessary updates Keeps on Updating

Other
☆☆☆☆by Cutie-305/8/2026

Poor Everytime na mag oopen ako ng app laging magpapa update!!! Jusko

KYC / app problems
☆☆☆☆by Kaye132dimz5/6/2026

Monthly No ba yan monthly tlaga need i update ung app mg babayad lng nmn napaka inconvenient gamitin

KYC / app problems

Source: Google Play Store listing →

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